7 Signs You Should Have A Budget

7 Signs You Should Have A Budget

Budgets are restrictive and annoying, you don’t need one, right?  Wrong, and if you still don’t believe me here are some signs you should really start budgeting. 1.  You know exactly when you’re paid, but no idea where it all goes. Sit down, chill and have a brew. The Fix: Write down every income and 

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2016: A Year In Review

2016: A Year in Review

The year is very nearly over, and taking this last few moments to review 2016.  It’s the year I started financetidy, in fact this is my 16th post concluding my first calendar year of blogging. To conclude the year I’ve put together a quick review of financetidy, key news stories and also some of my 

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Broadband Ads

The End of Misleading Broadband Ads?

From 31st October, the Advertising Standards Agency (ASA) is implementing some much needed rules for how broadband is advertised. ASA research found 77% of people could not correctly identify the cost per month after viewing a broadband advert for the first time.  22% were still unable on the second viewing, and 81% could not calculate the total 

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Build Emergency Fund

How to Build an Emergency Fund

1. Calculate what you need. Think worst-case scenario, if you were to lose your job for 3-6 months how much money would you need to live and cover your essential outgoings. Netflix is probably something you would have to sacrifice, think more on the lines of rent/mortgage payments, utility bills and food (but not eating 

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Emergency Fund

11 Reasons You Need An Emergency Fund

You’ve probably heard of an Emergency Fund before, but why do you need one? It doesn’t matter how financially savvy you are, life happens and sometimes it isn’t all great. A study by the Money Advice Service found more than 16 million adults in the UK have less than £100 in savings. When it comes 

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